Classic Car Insurance in Connecticut

Suppose you own or plan to own a classic car in Connecticut. In that case, you need to consider insurance seriously. These unique sets of wheels require a particular type of insurance known as classic car insurance. The policy is slightly different from the standard auto insurance that covers the modern vehicle you use every day.

That’s why Stratos Wealth Partners recommend spending more time understanding the policy and ensuring that it covers every aspect of your classic car. If you’re looking to learn more about classic car insurance, this article will help you understand everything you need to know to make an informed decision.

What is Classic Car Insurance?

Classic car insurance is a unique type of policy designed to protect antique or classic cars. For a vehicle to be considered “classic,” it needs to be older than 20 years. Classic car insurance also covers high-end vehicles such as hot rods, muscle cars, luxury vehicles, and vintage military vehicles.

Most policies in Danbury, CT, have an agreed value coverage where you and your insurer agree on the value of your car and buy coverage based on that value. Remember, classic cars don’t depreciate; they appreciate. You might need to adjust your policy as the value changes to avoid being underinsured.

What Does Classic Car Insurance Cover?

Classic car insurance has similar coverages to standard auto insurance. The only difference is value. Classic car insurance pays for specialized repairs and restoration in case your unique car gets damaged. The cost of repairing a classic car in Connecticut is generally higher than fixing a regular vehicle, as parts can be expensive and rare to find.

Classic car insurance covers:

  • Bodily injury liability and property damage liability
  • Collison
  • Comprehensive
  • Medical coverage

Let Us Help You

Are you looking to buy classic car insurance in Danbury, CT? Stratos Wealth Partners can help you find a policy that matches your style, personal needs, and budget. We help you protect your investment so you can focus on other things that matter to you more. Call us today!